As an employer, you have a responsibility to your employees to provide a safe work environment. However, even with the best safety practices, accidents can still happen. It’s a good idea to have the proper insurance coverage in place for unfortunate situations where an employee is injured or hurt on the job. Our Hamilton Fox & Company Inc. team is dedicated to helping Pinecrest, FL business owners get the insurance coverage they need for their employees. 

What is Workman’s Compensation?

Workman’s compensation is insurance coverage that provides medical care and income replacement for employees who are hurt or injured on the job. It’s also available for employees who become sick due to their job. All US business owners with employees are required to carry workman’s compensation for their employees, both US citizens and non-citizens. Workman’s compensation will cover your employees’ lost wages, medical bills, and rehabilitation costs. It’s designed to replace income and provide medical and rehabilitative care. 

I only have one employee. Do I need a workman’s comp?

Yes. Regardless of your number of employees, you need insurance that provides coverage and protection for employees that become hurt, injured, or ill due to the work environment. Any employee hired by you must have protection in place to provide medical coverage and income compensation for work missed due to being sick or injured. Workman’s compensation will pay for an employee’s lost wages, medical care, and rehabilitation. Call us if you have questions about workman’s compensation and want to understand how it works. We’d be happy to answer your questions.