Hamilton Fox & Company Inc. serves the Pinecrest, FL community, as well as the surrounding areas, through offering residents insurance coverage. For over 50 years, we have established long-lasting relationships with our clients. We proudly serve the community as an independent agency.

How Umbrella Insurance Covers Restaurants

Umbrella insurance is supplemental coverage that offers another layer of protection besides your traditional insurance policies. As a restaurant owner in the Pinecrest, FL community, you face multiple challenges involving the day to day operations of your business. Umbrella insurance can assist your business in multiple ways.

The primary cause for concern as a restaurant owner is a potential liability dispute. Liability coverage protects you if someone gets injured while visiting your restaurant. However, you have to plan for worst-case scenarios such as someone breaking a bone in a slip and fall accident or spoiled food causing one of your customers to get sick. These are potentially serious liability disputes. Umbrella insurance adds another layer of protection as you deal with the dispute.

Umbrella insurance also protects you if you are involved in a dispute with one of your employees. You may find yourself in a serious liability dispute due to one of your employees suffering a serious injury in the workplace. Perhaps you have to deal with allegations of wrongful termination or discrimination. These are serious issues that could potentially derail the long term future of your business. However, umbrella insurance will cover you during the process.

If you serve liquor at your restaurant, umbrella insurance is especially important. Your business may be held liable for any damages caused by a customer who was intoxicated due to you serving them alcohol. Umbrella insurance will help you cover your business from possibly suffering huge losses.

Hamilton Fox & Company Inc. Will Help You Prepare For The Unexpected

Visit our website today to learn more information about umbrella insurance.